Diamond Insurance


“Diamond Insurance – We’ve got you covered”

If someone depends on you financially, chances are you need life insurance. If you were no longer there to provide for your dependants, the financial implications for them could be considerable.

People readily insure assets such as their house and car in case of a loss, but they often overlook the need to insure their most valuable asset – themselves.

It’s something that many of us don’t wish to think about – but what would happen if your income stopped suddenly because you were no longer able to work?

Could you, or your partner, continue to meet your mortgage repayments? How would you cover ongoing bills or your children’s school fees?

If you don’t have a plan that can cover your costs if your health fails, it’s worth preparing one.

Diamond Personal Insurance

There are four types of personal insurance cover to consider:

  • Life Insurance (or death cover) – Pays a lump sum to your beneficiaries in the event of your death  – important to consider if you have dependants or liabilities
  • Critical Illness insurance – Pays a lump sum if you’re afflicted with a specific illness such as heart attack, stroke or cancer – provides peace of mind for you and your dependants
  • Income Protection Insurance – Provides a monthly income when you’re unable to work because of injury or illness – important to consider if you’re the main financial provider in your household.
  • ASU / Mortgage Payment Protection covers for accident, sickness and unemployment on a short term basis ie. up to two years.

Diamond General Insurance

There are two types of general insurance cover to consider:

  • Building and Contents Insurance - Protect your home and belongings in case of accidental damage, fire, loss and theft.
  • ASU / Mortgage Payment Protection covers for accident, sickness and unemployment on a short term basis ie. up to two years.
  • Commercial Insurance

There are other products available designed to protect you against loss of income. For impartial information about insurance, please visit the website at www.moneyadviceservice.org.uk

How much cover is enough?

The amount of cover you need really depends on your circumstances and how much risk you’re prepared to live with.   Worried about whether you have enough cover?

Call us today on 0284 176 4241 so we can get you covered or fill out our online contact form.

Diamond Estates NI Ltd is much more than a successful financial firm. We offer professional independent financial services, retirement planning, commercial finance, mortgages, savings, investments, insurance and pensions. We have the expertise and experience to guide you to financial freedom.


Testimonials

We would like to take this opportunity of expressing our sincere thanks to you and your staff at Diamond Estates. We both felt that your management of setting up our ‘Life & Critical illness policies’ was highly professional. We also felt that in relation to ‘investing’ the options and avenues that were introduced to us gave us choice in ways we may invest, hence reaping the best rate of return on our hard earned cash. Furthermore, we have both came away feeling content and with the knowledge that the staff at Diamond Estates genuinely care and are prepared to go out of their way to meet their customers needs.

Mr & Mrs Patterson


Copyright 2011 - Diamond Estates. All rights reserved. Diamond Estates NI Ltd is an appointed representative of Mint Financial Services Limited which is authorised and regulated by the Financial Services Authority. Mint Financial Services Limited is entered on the FSA register (http://www.fsa.gov.uk/register/) under reference 217742.
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